# Kairos Capital & Consulting > Kairos Capital & Consulting is a Houston, Texas financial consulting firm that helps individuals, families and business owners act at the right financial moment through personalized financial planning, business and capital consulting, and financial literacy education. Kairos Capital & Consulting (also written Kairos Capital Consulting) is based in Houston, Texas and serves Houston and nearby areas. The name comes from the ancient Greek word *kairos*, "the right or critical moment," as opposed to *chronos*, chronological time. Tagline: "Empowering You to Seize the Right Financial Moment." ## Services - [Personalized Financial Planning](https://kairos-cc.com/our-services/personalized-financial-planning): Personalized financial planning is a strategic process tailored to your unique financial situation, goals and risk tolerance. Kairos Capital & Consulting assesses your income, expenses, assets and liabilities, then builds a clear roadmap for your short-term and long-term objectives. - [Business & Capital Consulting](https://kairos-cc.com/our-services/business-capital-consulting): Kairos Capital & Consulting helps small and mid-sized companies build financial strength through strategic planning, tailored financial solutions and smart capital structuring, from business credit and alternative funding to buy/sell agreements and succession planning. - [Financial Literacy Education](https://kairos-cc.com/our-services/financial-literacy-education): Kairos Capital & Consulting designs and delivers financial literacy programs for schools, municipalities, churches and organizations. Modular courseware covers budgeting, credit, debt management, retirement planning, insurance strategies and wealth-building. ## Team - [Nathan Young](https://kairos-cc.com/about-us#nathan-young): Financial planning, real estate investing and business strategy. - [Robert Walburn](https://kairos-cc.com/about-us#robert-walburn): Real estate investing, family finances and community financial education. ## Key pages - [Home](https://kairos-cc.com/): Overview of the firm, services and approach - [About Us](https://kairos-cc.com/about-us): Meaning of kairos, team bios and values - [Our Services](https://kairos-cc.com/our-services): All three services - [FAQ](https://kairos-cc.com/faq): Common questions and answers - [Contact Us](https://kairos-cc.com/contact-us): Contact form for questions and appointments - [Full content for AI tools](https://kairos-cc.com/llms-full.txt) ## Contact The best way to reach Kairos Capital & Consulting is the contact form at https://kairos-cc.com/contact-us.